Rate Guardian™ · LIVE
Rosie watches your rate.
So you don't have to.
The Credit Karma of mortgages. Free rate monitoring, backed by the 5th largest bank in the world and 30 years of mortgage wisdom.
90-second check No credit impact Free forever
The Number That Matters
Your Mortgage Savings Score
One simple number, 0 to 100, that tells you if you're overpaying. Just like a credit score — but for the biggest debt of your life.
- Compares your rate against live market data, multiple times a day
- Factors in fees, lender credits, and loan structure — not just rate
- Backed by 30 years of mortgage wisdom, not just an algorithm
- Updates automatically — you're notified the moment the window opens
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Savings Score
Huge Opportunity
Potential savings: $247/mo
The Rosie Promise
Clarity. Confidence. Comfort.
Clear the financial fog and see the opportunity.
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Clarity
Clear the financial fog.
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Confidence
Never miss the opportunity.
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Comfort
Sleep while Rosie watches.
Why Rate Guardian Works
Five ingredients nobody else has.
01
Rosie's Proprietary Algorithm
Custom-designed monitoring that watches your rate multiple times per day.
02
30 Years of Mortgage Wisdom
Three decades of market cycles, deal structures, and physician lending expertise.
03
Backed by U.S. Bank
The 5th largest bank in the world. Products, services, and speed of execution.
04
Private Wealth Expert on Speed Dial
When Rosie finds the opportunity, Sean closes it — personally.
05
Multi-Daily Monitoring
Rosie never sleeps. Listening for opportunities and concerns, 24/7.