Jumbo & Private Wealth Mortgage in Washington — Up to $20M+.
Whether you're purchasing in Seattle, building in Tacoma, or consolidating a portfolio across Washington — Sean Shallis structures jumbo and private wealth mortgages that retail lenders can't touch.
Portfolio lending. Complex income. Trust and LLC vesting. No PMI. Sean originates through a national portfolio lender, with the same underwriter from application to close.
Washington's luxury markets deserve a lender who builds custom.
Sean Shallis is a national private wealth mortgage specialist backed by a national portfolio lender. He personally handles every high-net-worth client — no hand-off to junior staff, no 1-800 number. Complex income, multiple properties, foreign nationals, trust purchases — Sean structures what others can't.
Whether you're an executive purchasing in Seattle, a business owner building in Tacoma, or a foreign national investing in Washington real estate — his lender offers portfolio lending solutions unavailable through retail channels.
Executives & C-Suite
RSU, stock options, and deferred compensation counted as qualifying income for Washington purchases.
Business Owners
Self-employed with complex write-offs? We look at cash flow, not just your 1040. Ideal for Washington entrepreneurs.
Foreign Nationals
Non-resident buyers purchasing Washington real estate. No SSN required. Asset-based qualification available.
Multi-Property & Trust
Portfolio lending with no property count limit. Trust and LLC vesting. Perfect for Washington investment portfolios.
No arbitrary cap — structured to your net worth
No private mortgage insurance, ever
Asset-based qualification and residual income analysis
The lender keeps your loan — relationship banking
Sean vs. Typical Washington Jumbo Lenders
Most Washington lenders offer jumbo loans. Very few offer private wealth lending strategy.
Luxury Markets Across Washington
Sean works with high-net-worth borrowers in every Washington market — and nationwide.
Jumbo and private wealth mortgage solutions for luxury homes and investment properties in Seattle.
Jumbo and private wealth mortgage solutions for luxury homes and investment properties in Tacoma.
Jumbo and private wealth mortgage solutions for luxury homes and investment properties in Spokane.
Private Wealth Mortgage FAQ — Washington
What are the jumbo loan limits in Washington?
Can I use asset depletion to qualify in Washington?
Can I purchase a Washington property in a trust or LLC?
Does Sean work with foreign nationals buying in Washington?
Can RSU and stock income qualify me for a Washington jumbo loan?
Are interest-only jumbo loans available in Washington?
How many investment properties can I finance in Washington?
How does rate renegotiation work?
Ready for a private wealth mortgage in Washington?
Book a confidential 20-minute strategy call with Sean. No obligation. No junior staff. Direct access to 30+ years of private wealth lending expertise.
Know Washington before you borrow
How closings work in Washington
Escrow companies handle closings; attorneys are uncommon at the table. There is no state income tax.
Taxes and transfer costs
The seller pays a real estate excise tax on the sale, and property taxes are set locally with voter-approved levies that move year to year.
Insurance that shapes the file
Earthquake coverage is a separate policy most owners skip, and lenders do not require it; river and coastal flood zones do require flood insurance.
Where people are buying
Seattle · Bellevue and the Eastside · Tacoma · Spokane · Vancouver. First-time and lower-down-payment programs run through the Washington State Housing Finance Commission.
Plain-English notes, not legal or tax advice. Sean originates in all 50 states. Everything about mortgages in Washington →